Berkeley, CA
Health Insurance for Graduates, Freelancers and Researchers in Berkeley, CA
Berkeley is full of people in transition. Students finish degrees and lose campus health coverage. Postdocs move between grants. Writers, designers and consultants work for themselves out of home offices and co-working spaces along Shattuck and Telegraph. Each of these moments comes with a deadline for finding new coverage, and missing it can leave you uninsured for months.
Boro Insurance Agency’s founder, Jeanie Boro, is a UC Berkeley business graduate, so she knows this community well. We help Berkeley residents find coverage that fits a changing life and a real budget. Our individual health insurance in Berkeley, CA guidance focuses on timing, cost and the doctors you want to keep.
Common situations we help Berkeley clients with:
- Leaving student coverage: moving from a university plan to an individual plan without a gap after graduation.
- Turning 26: finding your own plan when you age off a parent's employer coverage.
- Freelance and gig work: Covered California plans and subsidies based on variable self-employment income.
- Network choices: comparing plans that include Alta Bates Summit, Kaiser in Oakland and Richmond, or UCSF specialists.
- Health savings options: HSA-eligible plans for healthy, self-employed people who want lower premiums.
We work with Berkeley clients by phone and video, and our Corte Madera office is just across the Richmond–San Rafael Bridge. Clients who choose Boro Insurance Agency get an advisor who explains each option without jargon. If you need Covered California plans in Berkeley after a job or school change, we’ll help you enroll within your special enrollment window.
Coverage for International Scholars and Visiting Family
Berkeley’s universities and labs draw researchers and families from around the world, and many local households host relatives from abroad for months at a time. Visitors and some visa holders aren’t eligible for typical U.S. plans, and a single emergency room visit can cost thousands without coverage.
We help international scholars, their families and visiting relatives find health plans that meet visa requirements or simply protect them during their stay.
International coverage we help arrange:
- Plans for visiting scholars and their dependents during research appointments
- Visitor medical insurance for parents and relatives staying in Berkeley
- Coverage for U.S. residents relocating abroad for work or study
- Plans that meet minimum coverage levels required by sponsoring institutions
The right plan depends on length of stay, age and visa type, so we compare options carefully. Our international health insurance in Berkeley, CA helps families host visitors without worrying about medical bills.
Why Choose Us
Cal Roots, Clear Advice
Our founder studied at UC Berkeley and understands the transitions students, researchers and young professionals face. We explain your options in plain English.
Deadline-Aware Enrollment
Losing coverage starts a 60-day clock for special enrollment. We make sure you choose and enroll on time so there's no gap.
Coverage for Global Families
From visiting parents to scholars on research visas, we arrange health coverage for the international side of Berkeley life.
Our Testimonials
FAQS
What happens to my health coverage after I graduate?
Campus coverage usually ends after your final term. Losing it qualifies you for special enrollment, giving you about 60 days to choose a Covered California or other individual plan.
Can my parents get health insurance while visiting me in Berkeley?
Yes. Visitor medical plans are designed for non-residents staying temporarily in the U.S. We compare options based on their age, length of stay and the coverage level you want.
I'm self-employed with uneven income. Can I still get subsidies?
Often, yes. Covered California subsidies are based on your estimated annual income, and we'll help you estimate it accurately and update it if your income changes during the year.